Are you ready for Christmas?

It might seem crazy to think about this when we are in the midst of the summer holidays but if you are looking to move home and to be in the new home for Christmas then now is the time to start the process. To get yourself ready for a move this year this is what we recommend before you get the tinsil up: 

Market Appraisal:

If you are selling to move home then it is important to understand the accurate value of your home. It is generally recommended to get at least 2, ideally 3 Market Appraisals / Valuations from local Estate Agents. This will give you a spread of opinions on how much you can expect to achieve for the sale of your home. Understanding this is vital to work out your onward budget.

Mortgage Advice:

We can provide you with your options from across the market in terms of what the different types of mortgage are, how much you can borrow and importantly what this costs. Breaking down the purchase and ensuring the properties that you want to buy are within your budget. We also provide a costing so you fully understand what it costs to move house, what is payable and when. You might want to port your existing mortgage, or look at the whole market to see who will give you the best possible deal, we offer this appointment without cost or obligation.

Agreement in Principle:

Following our advice we can supply you with an Agreement in Principle which will help you to book viewings with Estate Agents for your new home.

On average buying a home is taking longer than before with 3 months now being a quick turnaround from offer to getting the keys. Many people look to move before Christmas and with the schools going back in September this is traditionally a busy time for new properties coming to the market. 

So to get your festive cheer on in a new home now is a great time to start exploring your options! Please do not hesitate to get in touch to arrange a no obligation chat, fee of charge to work out the details.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.