The Something New
Old vs the New, which is best?
We all have opinions on whether online dating beats just asking someone you meet out for a date, electric cars or petrol, online grocery shopping vs going in store and now mortgages are increasingly offering the same kind of choice.
Online only, The New. When you are dealing with a call centre who deal mainly online you can benefit from low cost access to a mortgage, the online interface may be slick but questions remain. Which lenders are on their panel, are you getting the best possible deal, how experienced is my advisor, how many people will I speak to until I get my keys, who is accountable when things go wrong and how will any problems be resolved if I don’t have a dedicated advisor from start to finish. Unusual style property, self employed, complex income, credit blips can all fall foul here.
The Old. Seeing people face to face is great and vital in some cases. Accountability is key when it comes to securing the best outcome for your mortgage, especially if your income and circumstances need a specialist touch. Spending hours away from your day are at best an inconvenience though and often a pain. Watching someone fill in a form is not interesting and frustrating when we are all busy.
We combine the best of both.
Having spent over 20 years working in the UK property market I feel that I have a great understanding and have developed Haus Advisory to offer something special for home buyers, existing home owners and investors alike. Our mission is to combine the best of online and the best of offline with high levels of service, experience and expertise working collaboratively with the best estate agents, financial advisors and accountants.
It starts with our Homebuyer App, or a link to complete your details on our secure portal and to upload your documents in advance. So when we speak we are talking about what matters, how much you can borrow, who is going to offer the best deal, your agreement in principle all without the preceding 60 minute quiz. Face to face in our locations, over the phone and video are all available.
It is our most significant purchase and often our most significant asset. Confidence in your financial options to buy, or refinance your home is vital and we are here to listen, understand and set out your options.
We are looking to save our customers from the pain of long stuffy appointments, whether they be in the branch of a bank or financial advisor or on the phone to a call centre. With the accountability of a whole of market experienced advisor.
